In the housing bubble, just about anyone who could apply for a mortgage was able to get one. A decade after the crash, the largest lenders are loosening their standards again to make housing more accessible to first-time buyers. Fannie Mae, the largest US mortgage lender, is making it a little easier for people with all kinds of existing debt — including student loans — to qualify for mortgages. The change will kick in on July 29 when the debt-to-income ratio (DTI), a... [read more]